WHY DO ADVISORS CHARGE SO MUCH

A retirement investor with a $1,000,000 account will pay a Financial Advisor over $10,000 per year to manage their investments.  That is a lot of money.

If the Advisor were able to generate excellent investment results, that fee would be well worth it.  

But the sad truth is that Financial Advisors are not highly skilled investors. They are financial generalists that simply follow the plain vanilla investing advice pushed by the investment services industry.  They put you in “cookie-cutter” portfolios that only earn about 7% per year.  

You could get the same results by investing in a Target Date fund with a mix of stocks funds and bond funds.  And you would save yourself $10,000 every year.

Financial Advisors are good people who can help you with financial planning, tax planning, estate planning and complex financial transactions.  But the business model for Advisors is supported by investment fees that are based on a percentage of your total investment assets. 

Adding insult to injury, Financial Advisors don’t have any effective ways to protect your savings against big losses in stock market meltdowns. You are forced to settle for mediocre investing results and the risk of getting crushed in bear markets. The standard advice from financial advisors for surviving bear markets is simply to just “hang in there” and “ride it out”.

This is a lousy deal for retirement investors.

It is also why at any point in time roughly 40% of people who work with Financial Advisors are looking to change Advisors.  People change advisors more frequently than they change the tires on their cars.  Unfortunately, they end up getting more of the same and they don’t ever solve the problem. 

Fortunately, there are much better investment options for people over 60 that can provide the growth you need AND protect your life savings against big losses in bear markets.

I am an investment strategist and former hedge fund manager who is on a mission to help people achieve the retirement of their dreams. I am leveling the playing field by giving ordinary investors access to the investment solutions that were previously only available to the big financial institutions and wealthy investors.

You have worked hard and saved a lot of money over the last several decades.  You deserve to enjoy the fruits of your labor.  I have helped hundreds of people to finally solve their investing challenges.  

Most people can and should be generating twice as much income in retirement.

And this additional income can be generated without taking on additional risk. In fact, you can double your retirement income with less risk than you are exposed to right now. 

I have created an investing system that provides what you can’t get elsewhere - Growth AND Safety. 

If you don’t improve your investing, you will limit your income in retirement. 

You owe it to yourself and your family to learn about a Smarter Way to Invest.

Click here to schedule a quick call.  Let us show you how to create the retirement of your dreams.  It is easy and it is painless.

Time is not on your side so act now. 

You deserve a more comfortable and secure retirement.

Schedule your call today.

Stay Disciplined My Friends,

Phil

---

Disclaimers The Beyond Buy & Hold newsletter is published and provided for informational and entertainment purposes only. We are not advising, and will not advise you personally, concerning the nature, potential, value, or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. Beyond Buy & Hold recommends you consult a licensed or registered professional before making any investment decision.

Investing in the financial products discussed in the Newsletter involves risk. Trading in such securities can result in immediate and substantial losses of the capital invested. Past performance is not necessarily indicative of future results. Actual results will vary widely given a variety of factors such as experience, skill, risk mitigation practices, and market dynamics.