top of page
Phil_McAvoy.jpeg

Phil McAvoy

Phil McAvoy is the founder of the Beyond Buy & Hold newsletter and a successful hedge fund manager (the Norwood Equity fund).  A dissatisfaction with the status quo and an unwillingness to accept that “Buy and Hold” is the best that the investment industry has to offer led to the creation of the proprietary strategy and the algorithms used in the Beyond Buy & Hold investing system. 

bbh-logo-large.jpg

GET OUR FREE
NEWSLETTER

Sign up and learn how to invest a better way.

Email *

By Submitting your email address, you are agreeing to our terms and conditions.

COMING SOON!

MARKET
SIGNALS

A NEW WEEKLY NEWSLETTER

COMING SOON!

YOU'LL RECEIVE:
 

  • Alerts Before Bear Markets Strike
     

  • Alerts Before Bull Markets are About to Run
     

  • Weekly Stock Market Risk Assessments
     

  • Training on How to Interpret and Respond to the Signals.

THE STAKES ARE VERY HIGH

Updated: Jan 2

The stakes associated with fixing your 401K are really high. You and your family have a lot riding on your 401K.


If your investments continue to underperform, you’ll have a seriously underwhelming retirement. You will be destined to a future in which you’re worried about daily bills, affording your healthcare, and possibly even having to go back to work.


On the flip side, the potential for an extraordinary retirement is as enormous as the risk of a hard one. Most people also don’t understand the opportunity that they’re missing by not fully maximizing their investments.


If you invest your 401K funds properly, you should be able to retire with millions of dollars in your retirement account.


But since people are afraid of getting crushed by the stock market, they put too much money in bonds and cash investments. This allows people to sleep better at night, but it ends up costing them millions in retirement.


People also receive lousy advice when it comes to how best to invest the money in their 401K.  The financial services industry has failed investors like you.  They peddle mediocre solutions and charge high fees.


Assuming that you are funding your 401K properly, the two biggest factors affecting the quality of your retirement are your investment returns and the time your money has to grow.  So, you need to make better investment choices for your 401K, and you need to do it now.  Time is not on your side.


Fear and a lack of knowledge paralyze people and they stay stuck with a bad investing strategy and poor results.  Don’t get stuck in this trap.  You can and should have an incredible retirement. 

Get educated and get the assistance you need today.


You deserve better. Your family deserves better.



Happy Investing,


Phil

Disclaimers The Beyond Buy & Hold newsletter is published and provided for informational and entertainment purposes only. We are not advising, and will not advise you personally, concerning the nature, potential, value, or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. Beyond Buy & Hold recommends you consult a licensed or registered professional before making any investment decision.


Investing in the financial products discussed in the Newsletter involves risk. Trading in such securities can result in immediate and substantial losses of the capital invested. Past performance is not necessarily indicative of future results. Actual results will vary widely given a variety of factors such as experience, skill, risk mitigation practices, and market dynamics.


 
 
 

Recent Posts

See All
LUCKY vs UNLUCKY RETIREMENT TIMING

As many of you already know, I like to take luck out of the equation when it comes to retirement investing. By using data and probabilities, you can generate better and more consistent investment resu

 
 
 
EVALUATING YOUR INVESTMENT PERFORMANCE

Most people track their investment results casually—or even emotionally—rather than empirically. They might have a rough idea of how their investments are doing from their account statements, but they

 
 
 
STOCK MARKET RECAP OCTOBER 2025

The stock market has increased by about 1% over the last month.  The steady climb higher was interrupted on October 10 th  due to China tariff concerns.  The market fell almost 3% on the 10 th   of Oc

 
 
 

Comments


bottom of page