THE BIG LIE IN INVESTING
- philmcavoy
- Sep 2
- 3 min read
The investment services industry spends about $20 billion every year on advertising.
You see the commercials and the ads everywhere.
“We do better when our clients do better”.
“We make money the old fashioned way, we earn it”
“We are fiduciaries so we are obligated to act in your best interests”
It sounds good, doesn’t it? The people in the ads look so happy. Their offerings and their strategies must be terrific.
Why then do roughly one third of their clients switch advisors every year?
Why do they say that you should only expect measly annual investment returns of 7% per year?
Why do their clients have to simply “ride it out” when the market tanks and see their accounts lose 30% or 40% overnight when their carefully constructed portfolios were supposed to protect their savings?
The truth is that the financial services industry has NO solutions that address your biggest investing challenges. All retirement investors need strong growth in their assets AND protection against catastrophic losses during market meltdowns.
The investment professionals say that you can’t have both. You can only achieve strong returns if you take on more risk of losses.
The truth is that the go-to solution of the investment industry and most advisors (asset allocation) delivers neither. They offer mediocre investment returns and minimal protection against losses.
The truth is that their Asset Allocation strategy does not work. If their core strategy worked, they wouldn’t need to keep telling you to “ride it out” in tough times or to keep emphasizing the benefits of their standard “Buy & Hold” mantra. I like to call it Buy & Hold & Suffer.
The investment services industry is a trillion-dollar industry with lousy solutions for retirement investors. And to make matters worse, they charge exorbitant fees for this pathetic advice.
Fortunately for you, there is a much better investment option for people over 60 that can
provide the growth you need AND protect your life savings against big losses in bear
markets.
I am an investment strategist and former hedge fund manager who is on a mission to help people achieve the retirement of their dreams. I am leveling the playing field by giving ordinary investors access to the investment solutions that were previously only available to the big financial institutions and wealthy investors.
You have worked hard and saved a lot of money over the last several decades. You deserve to enjoy the fruits of your labor. I have helped hundreds of people to finally solve their investing challenges.
Most people can and should be generating twice as much income in retirement.
And this additional income can be generated without taking on additional risk. In fact, you can double your retirement income with less risk than you are exposed to right now.
I have created an investing system that provides what you can’t get elsewhere - Growth AND Safety.
If you don’t improve your investing, you will limit your income in retirement.
You owe it to yourself and your family to learn about a Smarter Way to Invest.
Today, I am providing an investment research report that outlines the investment strategy options available to individual investors along with the pros and cons of each approach.
Click here to access your free pdf download that will be an important part of your investing education.
Stay Disciplined My Friends,
Phil
Disclaimers The Beyond Buy & Hold newsletter is published and provided for informational and entertainment purposes only. We are not advising, and will not advise you personally, concerning the nature, potential, value, or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. Beyond Buy & Hold recommends you consult a licensed or registered professional before making any investment decision.
Investing in the financial products discussed in the Newsletter involves risk. Trading in such securities can result in immediate and substantial losses of the capital invested. Past performance is not necessarily indicative of future results. Actual results will vary widely given a variety of factors such as experience, skill, risk mitigation practices, and market dynamics.



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