FEARLESS INVESTING

Investing is hard.  Investing is frustrating.  Investing is even more difficult when fear guides your investment decisions. 

If you are in retirement or near retirement, you know that stock market declines can change your financial future significantly.  Yet, you also need to generate high investment returns to support your income in retirement.

The risk of stock market meltdowns is the price of admission for investors. No one ever knows the timing or the magnitude of recessions or bear markets, but you know they will happen at some point. Those risks are ever present even if they don’t happen very often.

How you deal with the fear of investing in the stock market is one of the biggest determinants of your success.  Fear and greed cause most people to make poor decisions.

Guessing at what is going to happen or listening to someone predicting what is going to happen rarely works out.  Even if you get lucky and reduce your stock exposure at the right time, you will lose because you won’t get back into stocks at the right time.

Holding bonds in your portfolio is not the answer either despite what the industry professionals say.  The data is very clear on this.  Bonds will only drag down the investment returns of your portfolio and they don’t always provide downside protection. Bonds lost as much as stocks in 2022 and they have still not recovered three years later.

Holding different kinds of stock market investments won’t protect you.  When the broad stock market declines it affects all stock investments.  Small cap, mid cap and international stocks all take a hit.

The investment industry’s only solution to this problem is the tired, old Buy & Hold strategy.  They tell you to just “ride it out”.  They are correct when they say stocks will recover, but sometimes that can take seven year or more.  And watching your life savings get cut in half is painful.  And older investors don’t always have time on their side. 

What is one to do?

The right way to handle this challenge is having a proven strategy and a disciplined process to investing. 

This is why I created the Beyond Buy & Hold system. 

The best investors have a disciplined approach to owning the best funds and a proven quantitative system to avoid the worst of bear markets.  Our MARKET SIGNALS investing tool gives investors just that.  It puts the odds in your favor.  It captures the large stock market gains in up markets and protects your savings in down markets.

The stock market is in an uptrend 85% of the time, growing at double digit rates. You want to be aggressively invested (100%) most of the time. Our customers generated huge returns in 2023 and 2024 as the S&P gained 53% over those two years. Our customers were fully invested in the S&P 500 96% of that time. 50% growth over two years dramatically improves your retirement fund.

Having a proven system to sidestep the bear market crashes gives investors the confidence to invest aggressively in the stock market. Our customers are not worried about the current stock market volatility because they are already protected against big losses in ugly bear markets. We began moving money out of stocks in early March.

You don’t have to worry when you know you have a system to avoid the damage caused by bear market crashes. Imagine investing in total confidence and without fear of the next market collapse.

If you want to learn more about Market Signals, click the link below to get a copy of a free pdf that explains how Market Signals works and why it is a better way to invest your retirement savings. 

CLICK HERE

You have nothing to lose and potentially millions to gain.

Stay Disciplined My Friends,

Phil

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Disclaimers The Beyond Buy & Hold newsletter is published and provided for informational and entertainment purposes only. We are not advising, and will not advise you personally, concerning the nature, potential, value, or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. Beyond Buy & Hold recommends you consult a licensed or registered professional before making any investment decision.

Investing in the financial products discussed in the Newsletter involves risk. Trading in such securities can result in immediate and substantial losses of the capital invested. Past performance is not necessarily indicative of future results. Actual results will vary widely given a variety of factors such as experience, skill, risk mitigation practices, and market dynamics.